Zippy Chippy: The Horse That Lost 100 Races
Many champions in the world of racing become legends but not all legends are champions. One such horse is Zippy Chippy. Although he had ancestors that were champions, neither of his parents ever won a race. His winless record made him famous as a sporting underdog, but pedigree did not predetermine those results and the label worst racehorse in America is a headline rather than a defined ranking.
The Official Winless Racing Record
Zippy Chippy’s career on the racetrack began in his home state of New York at the prestigious Belmont Park in the fall of 1994 as a three year old. He finished an uneventful 8th place in a field of 10 in a maiden special weight. Ten days later the little brown gelding finished a respectable 3rd on a muddy track, beating eight foes.
By the end of the year Zippy Chippy had managed a few 3rd & 4th place finishes while competing 11 times at three different tracks in just three months. The grueling schedule continued throughout the following year. He started in 26 races during 1995, mostly at Finger Lakes and finished 2nd or 3rd on only six occasions.
During his frequent trips from one track to another, Zippy Chippy had several different horse trainers until one day in early June 1995, Felix Monserrate traded an old van for the little horse. They remained together for 15 years.
Zippy Chippy did get a short break from the racetrack in 1996 but once he returned he was raced often. The last five months of the year he managed a pair of third place finishes in 15 tries. 1997 was a repeat of 1996. Zippy Chippy ran 20 times in five months finishing 2nd once and 3rd once.
In 1998 after 13 unsuccessful races at Finger Lakes, officials there banned him from further races because he dwelt at the start of the race three consecutive times. Zippy Chippy was finally retired in 2004 at the age of 13 after he lost for the 100th time.
Publicity Races and Retirement
Although Zippy Chippy retired from thoroughbred racing as a maiden (a horse that has never won an official race) he did manage to outrun a minor league and a major league baseball player in publicity races at 40 and 50 yards as well as besting a harness racing horse in a match race. source.
After a short stint as a lead pony at Finger Lakes, the Zipster was purchased by Old Friends Retirement Home. Zippy Chippy had many friends and fans during his retirement there. Old Friends reported his death in April 2022, just before his 31st birthday. Who says a horse has to be a champion to be famous?
Be sure to check out Bet America or other online horse betting site reviews for differences in available tracks and account products. Betting menus do not make winning easy or prevent repeated losses. The former BetAmerica name also should not be treated as a current account offer.
What Zippy Chippy’s Story Reveals About Horse Racing’s Human Side
Zippy Chippy’s fame as the horse that lost 100 consecutive races reflects something genuine about why horse racing attracts and retains fans beyond the purely competitive dimension. Most sports celebrate winners; horse racing, at its most human, makes room for a story about a horse and an owner — Felix Monserrate — whose relationship transcended winning and losing entirely. The long association between Zippy Chippy and Felix Monserrate is part of the story. It does not let an observer establish the horse’s enjoyment or the owner’s private motivation from the record alone. His later retirement and public following show that interest in a horse can extend beyond winning purses.
The public affection for Zippy Chippy — who became a minor celebrity, appearing on television and generating fan mail — illustrates the emotional bond that horses can create with the people who follow them, regardless of competitive success. His story also served as a gentle reminder that behind every number in a past performance line, there is a living animal with its own personality, preferences, and relationship with the humans who care for it. For more on the human stories that give racing its depth, our articles on do race horses get treated well and what happens to race horses when they stop racing cover the welfare dimensions. And our guide to the craziest bets in horse racing history covers other remarkable stories from the sport.
Why the Exhibition Wins Do Not Change the Record
| Record | Documented detail | Interpretation |
|---|---|---|
| Official thoroughbred starts | 100 with no wins | Remained a maiden |
| Other placings | Eight seconds and 12 thirds | Winless did not mean always last |
| Retirement | 2004 | End of the official racing chapter |
| Old Friends home | Cabin Creek, New York, from 2010 | Later life separate from race results |
Old Friends’ profile lists the placings and retirement history. A publicity event against a baseball player or a harness horse follows a different format from an official thoroughbred race. Combining them would change the question being measured, rather than revise his 0-for-100 record.
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I wondered what happened to the Zipster. I loved him back in the day just like I loved the winners. He was quite a character. Good to see that he’s enjoying his well-earned retirement!
Yes, indeed. He was a blue collar horse! Thank you so much for reading and commenting!